Products

Business Owner Policy

Combines your protection from all property and liability risks for your business in one package.

Property Coverage

Provides protection against most risks to your property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, or boiler insurance. Property is insured in two main ways—open perils and named perils.

Commercial Auto Liability & Physical Damage

If you or your employees use a vehicle for work, consider adding commercial auto to your insurance policy. This coverage helps cover costs arising from a covered work-related auto accident.

General Liability

Protects your business from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

Professional Liability

Protects your business against actual or alleged errors and omissions when providing professional services, such as giving incorrect advice, an omission, or failing to deliver a service.

Umbrella/Excess Liability

Umbrella Liability protects your assets by providing liability limits above and beyond your other policies.

Excess Liability provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Cyber Liability

Protects your business and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities

Directors & Officers

Liability insurance that covers individuals for claims made against them while serving on a board of directors and/or as an officer.

Surety Bonds

A surety bond is a promise by a surety or guarantor to pay one party a certain amount if a second party fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal's failure to meet the obligation.

Workers Compensation

Protects your employees and your business from work-related accidents, illnesses, and even death.

Employment Practice Liability

Provides coverage for your business against claims made by employees alleging: Discrimination (based on sex, race, age or disability, for example) Wrongful termination. Harassment.

Fidelity/Employee Dishonesty

Protects your business from a financial loss as a result of fraudulent acts conducted by an employee or group of employees.